Tel No. +234 (0) 70024894283, 1-2932339

Frequently Asked Questions

How do I apply for a loan?

There are majorly 2 ways to apply for a loan:
1. From our website (fill the application form)
2. Walk into any of our office, and obtain a form

What are the eligibility criteria for getting a loan?

1. You must be a salary earner in a paid employment with a reputable establishment.
   or
2. A business person with good financial records of dealings.

Are there minimum and maximum amount that can be borrowed?

The minimum borrowable amount is 50,000.00 Naira, and the maximum is 800,000.00 Naira

Can I get an extension on my loan?

Yes, you may get an extension once on your running loan transaction, it will not be allowed 2nd time.

May I take multiple loans at the same time?

No, you may not take multiple loans simultaneously.
But, you can start another loan once you have completed all your transactions on previous loan.

How long do I have to wait after a loan to get another loan?

No, there is no need to wait at all, you may reapply immediately.

How do I get paid the loan?

The loans are paid through:
1. Direct Credit of bank accounts
2. Cheque of preferred banks.(The banks we operate with)

How do I repay loans?

The loans are repaid through:
1. Direct Credit of our bank account
2. Post dated Cheques

Is it possible to change the amount applied for?

Yes it possible to change the amount applied for (upwards or downwards).

Is a credit check required before loan approval?

Yes, a credit check is required.

How would I know if and when my loan has been approved?

You will get to know through your relationship manager(our staff).