Career

Citygate Global Investment Limited is an organisation founded in June 2007 to engage in Microfinance and is registered with Corporate Affairs Commission (CAC). Citygate Global is a registered member of Association of Non-Bank Microfinance Institution of Nigeria (AMFIN) and also a registered Money Lending Company in all the States where we operate.

We are recruiting to fill the positions below:

Job Title: Recovery Officer

Location: Abeokuta

Job Description

The role would require you as the Recovery Officer to be responsible for collecting bad debt including written-off loans and loans overdue and other acceptable common practices aligned with legal framework requirement.
Effective and consistent formulation and execution of Collections and Recovery strategies for improving performance, delivering the best result based on individual account circumstances while maintaining customer relationship.
Proactive and ongoing monitoring and management of loan portfolio to minimize bad debt provisions/losses.
Providing collections and Recovery expertise and knowledge for annual, quarterly and monthly forecasts.
Meeting with delinquent customers (if needed) and making appropriate decisions to prevent cases from further deterioration.
Demonstrating the ability to take on role specific requirements as outlined by management.
Ensuring that reminders are sent to overdue customers before due date by coordinating working with the credit team.
Monitoring and controlling all overdue cases and ensuring that these are followed up for release / renewal / auction as the case may be and co-coordinating action within the Legal provisioning.
Ensuring that all legal notices, Auction notices are timely issued to borrowers by co-ordaining with team.
Liaison with legal team of both the products for all recovery related matters (Legal notices, replies, auction etc.)
Identify and assess a recovery likelihood of loan write off clients, rating Low, Medium, or High.
Coordinate with account officers to identify loan write off clients and classify them into four different categories according to combination of their willingness to pay and capacity to pay.
Work closely with the Head of Credit, to identify root cause of loan delinquency, operational weaknesses and recommend changes to improve the quality of the portfolio.

Requirements

Bsc/HND qualification
1 - 3 Years of experience in Recovery in a Microfinance Institution
Strong negotiation
Articulate and result oriented
High level of integrity
Accurate, organized and motivated
Previous loan recovery experience.

Application Closing Date
November 12, 2021

Method of Application:
Interested and qualified candidates should send their tailored CV using the job title and location i.e Recovery Officer - Abeokuta as the subject of the mail to careers@citygateglobal.com

Note: Only candidates that meets the requirement above are expected to apply with the position as the subject of the mail and candidates residing in the location mentioned above will be given preference.

Relationship Manager (Commercial Business)

Location: Lagos, Ilorin, Abeokuta, Ibada, Akure, Ekiti, Benin, Port-Harcourt, Uyo, Asaba, Owerri, Onitsha, Aba, Calabar, Abakaliki, and Abuja.

Job Description

Clients’ Relationship Management: acquisition and retention-Private sector staff and SMEs.
Ensure quality and recoverable disbursements to enhance the loan Portfolio growth in line with the set target.
Monitoring loan portfolio for prompt repayment.
Operate under regulated Portfolio -at -risk.
To identify and develop new pipelines and convert them to clients.
To ensure regular compliance to organization’s lending policies and procedures.
Ensure branch’s regular profitability in line with the set target.

Qualification & Required Skills

Bsc/HND in a related discipline.
Must have at least 2 years’ marketing experience in Commercial lending.
Strong credit analysis, documentation skills.
Must possess in-depth understanding and knowledge of Payday and SME Products.
Effective communication, reporting and interpersonal skills.
Problem-solving and decision-making skills.

Application Closing Date
19th November, 2021.

How to Apply
Interested and qualified candidates should send their applications and tailored CV to careers@citygateglobal.com using the job title and location i.e, Relationship Manager(Commercial Business)- Put location” as the subject of the mail.

Relationship Manager (Public Sector)

Location: Lagos, Ilorin, Abeokuta, Ibadan, Akure, Ekiti, Benin, (Port-Harcourt, Uyo, Asaba, Owerri, Onitsha, Aba, Calabar, Abakaliki, Abuja, Kubwa.

Job Description

Clients’ Relationship Management: acquisition and retention.
Ensure quality and recoverable disbursements to enhance the loan Portfolio growth in line with the set target.
To identify and develop new target pipelines and convert them to clients.
To ensure regular compliance to organization’s lending policies and procedures.

Qualification & Required Skills

Bsc/HND in a related discipline.
Must have at least 2 years’ marketing experience in Public Sector financing.
Strong credit analysis, documentation and relationship management skills
Effective communication, reporting and interpersonal skills.
Problem-solving and decision-making skills.

Application Closing Date
19th November, 2021.

How to Apply
Interested and qualified candidates should send their applications and tailored CV to careers@citygateglobal.com using the job title and location i.e, Relationship Manager(Public Sector)- Put location” as the subject of the mail.

BRANCH MANAGERS – RETAIL

Location: Lagos, Ibadan, Ilorin, Akure, Ekiti, Oshogbo, and Ogun States.

Job Description

To see to the growth of the branch through clients’ acquisition and retention.
Ensure quality and recoverable disbursements to enhance the Branch Portfolio growth.
Operate under regulated Portfolio -at -risk.
Ensure effective and efficient co-ordination of all Market-facing staff and other back-office staff under his/her supervision for performance.
Ensure effective and efficient usage of other branch’s operational resources for maximum output.
Ensure branch’s regular profitability in line with the set target.
To ensure the branch’s compliance to organization’s policies and procedures.

Qualification & Required Skills

Bachelor's Degree/HND
Proficient in usage of finance software will give an edge.
Micro Finance Certified Banker (MCIB) Qualifications will be an added advantage.
Above 3 Years Managerial Experience in Microfinance Finance Institution with specialization in Retail Lending.
Must be technological savvy and skillful in MS-word (Microsoft word, Excel and PowerPoint).
Effective communication, reporting and interpersonal skills.

Salary: Attractive

Application Closing Date
19th November, 2021.

How to Apply
Interested and qualified candidates should send their applications and tailored CV to careers@citygateglobal.com using the job title and location i.e, Branch Manager(Retail)- Put location” as the subject of the mail.

Branch Manager (Commercial)

Location: Maraba - Abuja, Abeokuta - Ogun

Job Description

To manage the branch effectively and a proper follow up on both new and existing customers of the bank.
To expand the branch customer base.
To generate/drive revenue
To instill discipline and punctuality among the staff.
To monitor marketing staff performance and to facilitates prompt repayment of due loans.
To also minimize running cost etc.

Requirements

Must have at least 7 years’ experience in Microfinance product Marketing.
Bsc/HND in a related discipline.
Evidence of professional qualifications will be an added advantage
Use of the bank-one application
Good marketing and relationship management skills.
Candidate should be willing to resume immediately.

Application Closing Date
19th November, 2021.

How to Apply
Interested and qualified candidates should send their tailored CV to careers@citygateglobal.com using the job title and location i.e 'Branch Manager-Abeokuta' as the subject of the mail.